Is bankruptcy for me?

Every New Year, many people resolve to exercise more, lose weight and quit smoking, but what about restructuring your finances, getting more organized financially and taking control of your lingering debt once and for all?

The holidays tend to stretch everyone’s budget. Now that they are over, do you find yourself in extreme financial disarray from credit cards, medical bills and your mortgage? Have you ever considered bankruptcy? Did you know that in most cases you will not lose your house or car if you file? Would you believe that not only won’t your credit be ruined, but credit scores often increase within 12 months after filing, because bankruptcy removes negative credit from delinquent accounts. In fact, there are even restructuring options for those who have returned to the workforce and are earning an above-average salary.

Millions of Americans have filed for bankruptcy and used it to get the fresh financial start that they desperately needed. You can contact Rebecca Lamm at Franks Gerkin Ponitz Greeley in Marengo where you will be offered a free consultation to discuss your debts and whether or not bankruptcy is your best legal option.

Recognizing that you don’t have enough finances to pay your bills may be simple for you to do, but understanding the legal process of bankruptcy is far more difficult and requires expert lawyers, such as Franks Gerkin Ponitz Greeley or other professional firms.

Franks Gerkin Ponitz Greeley can help you on your path to recovery. Eventually, you may be able to say goodbye to creditor harassment and the sleepless nights and daily anxiety caused by having stacks of bills but not enough money in your checkbook to pay them.

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