Getting into a car accident is scary, no matter what the situation may be. The impact can be jarring, the injuries can be painful, and the emotional fallout can be surprisingly intense. Many car accident victims are surprised to find how intense the experience can be. Hit-and-run accidents amplify these feelings. Without the ability to…
What Are the Top Ten Causes of Car Accidents?
Car accidents are extremely difficult incidents to handle, regardless of their severity. Even a minor accident can be stressful and cause property damage or minor injuries that are challenging to move on from in the days after the crash. Other car crashes, however, can have far more dire outcomes, including catastrophic injury or even death.…
Why Get Witness Info at Intersection Accidents?
While we certainly hope you have safe experiences on the road, there are times when unexpected situations can occur. In fact, there were more than 300,000 total vehicle crashes in Illinois in 2020, according to Illinois Car Crash Statistics reported by Top Driver. A common place where motor vehicle accidents occur is at busy intersections.…
Which Insurance Company Takes Care of Health Coverage Following a Car Accident
If you are involved a car accident, the first concern, understandably, is taking care of any immediate medical needs you may have that require urgent attention. However, there will come a time when you’ll need to deal with insurance-related issues, which usually comes down to two main concerns: Damage to your vehicle Health-related expenses While…
Why GAP Insurance Is Important for Car Accident Victims
GAP (guaranteed asset protection) insurance is a type of optional car insurance coverage for vehicle owners. If you happen to be involved in a car accident, including one that’s not your fault, GAP insurance can make it easier to obtain a new vehicle without having a big out-of-pocket burden. Today, we’re going to take a…
The importance of getting witness contact information at the scene of the accident
Why Collecting Witness Contact Info at the Scene of an Accident Is Important There are roughly 6 million car accidents in the United States each year, and about 3 million people are injured in vehicle-related collisions annually. The good news is that Illinois ranks 40th on a list of the states with the most car…
Understanding your Insurance Company Subrogation Rights When You’re in an Accident
Insurance Company Subrogation Rights When You’re In an Accident Unless you actually work in the insurance industry, you’re probably among the many people in Illinois not familiar with the term “subrogation.” If you’ve been in an accident that wasn’t your fault, however, it’s a term you’ll want to know and understand since it applies to…
Why Under-Insured and Uninsured Coverage Matters When an Accident Occurs
When a car accident occurs in Illinois, drivers have no control over who’s involved with the incident or what kind of insurance they have. If you are involved in a vehicle-related accident, you may find that the responsible party has little or no insurance. Fortunately, there is a way you can protect yourself against situations…
Teen Admits to Texting Behind the Wheel: Here’s the $120,000 Verdict
The increase in cell phone usage in the Chicagoland Area means distracted driving is leading to more and more severe accidents. The National Safety Council (NSC) states that roughly 24% of every traffic accident (around 1.2 million) each year is correlated to drivers talking or texting on their phones behind the wheel. The NSC also…
Pedestrian Accidents Increase in McHenry County, IL
The number of fatal car accidents involving pedestrians in McHenry County surged last year, with 22% of all fatal car crashes involving pedestrians. From 2011 to 2014, the percentage of pedestrian accidents dropped in McHenry County. However, that streak of good fortune has come to an end. Out of 18 fatal crashes last year on…