Welcome to Franks Gerkin Ponitz Greeley monthly series on Workers Compensation.
Last month we discussed deadlines for filing a claim. This month is about the Average Weekly Wage (AWW) and Temporary Total Disability Benefits (TTD).
Your average weekly wage is based on what you earned over the 12-months prior to your accident. For example, if you were injured July 1st, your wages are calculated from July 1st of the prior year to your accident date. Sometimes the amount earned is not the amount used by the employers insurance company. This is because the law allows them to subtract over-time pay.
Over-time will not be subtracted, if it was mandatory or worked so often that it should be included. This is important, because the weekly check you get when you are off work for your injury is based on that weekly wage.
The money you get when you are off work for your injury is called temporary total disability benefits (TTD). This isn’t your full wage. It’s two-thirds (66-2/3%) of your average weekly wage. For example, if your weekly wage is $450 then the weekly amount of TTD would be $300.
Follow us next month for a discussion about when TTD-Benefits should begin and under what circumstances benefits can be denied.
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